Terms & Conditions

Effective Date: November 5, 2026

These Terms & Conditions apply to your use of flexcap.solutions and the services of Flexcap Solutions LLC (“Flexcap,” “we,” “us”). By using our website or services, you agree to these terms. If you do not agree, please do not use them.

1. We Are a Broker, Not a Lender

Flexcap is a commercial finance brokerage. We help businesses look for financing through third-party lenders and funders. We do not make loans, do not make credit decisions, and do not control the terms a lender or funder offers.

• No guarantee. Pre-qualification is not an approval or a commitment to lend. Approval, amounts, rates, costs and timing are decided by each lender or funder and depend on your business, your credit and other factors.
• Examples are not offers. Amounts, funding times, terms and calculator results shown on this website are general estimates or examples, not offers. They may not apply to you, and programs may not be available in every state.
• Review your documents. Your agreement will be with the lender or funder. Read it carefully, including the disclosures it provides, before you sign.
• Compensation. We may receive compensation from lenders, funders or partners when financing closes.
• Merchant cash advances are not loans. A merchant cash advance or revenue-based financing is a purchase of future receivables.

2. Business Use Only

Our services are for commercial and business purposes only, not for personal, family or household purposes.

3. Eligibility and Your Information

You must be at least 18 years old and able to enter into a binding agreement. If you act for a business, you confirm that you are authorized to do so. You agree that the information you give us is true, complete and current, and you will update it if it changes.

4. Using Our Website

You may use our website only for lawful purposes. You may not misuse it, interfere with it, try to gain unauthorized access to it, or use it to send false information. We may change, suspend or remove any part of the website or our services at any time.

5. Calls, Emails and Text Messages

Text messages are covered by our Messaging Terms. You can stop marketing emails with the unsubscribe link, and you can ask us to stop calling you at any time.

6. Privacy

Our Privacy Policy explains how we collect, use and share information, including sharing your application with lenders and funders so we can seek financing for you.

7. Intellectual Property

The text, images, logos, software and other content on this website belong to Flexcap or its licensors and are protected by law. You may not copy, distribute or change them without our written permission.

8. General Information Only

Content on this website is general information. It is not legal, tax, accounting or financial advice. Please talk to your own advisors. We work to keep our content accurate but do not guarantee that it is complete or current.

9. Other Websites

We may link to third-party websites, including lenders and partners. We are not responsible for their content or practices.

10. Disclaimer

To the fullest extent the law allows, this website and our services are provided “as is” and “as available,” without warranties of any kind.

11. Limitation of Liability

To the fullest extent the law allows, Flexcap and its officers, directors, employees and affiliates are not liable for any indirect, incidental, special or consequential damages, or for any lost profits, arising from your use of this website or our services. Nothing in these terms limits liability that cannot be limited by law.

12. Indemnification

To the extent the law allows, you agree to protect Flexcap and its officers, directors, employees and affiliates from claims, losses and expenses, including reasonable legal costs, arising from your misuse of this website or your breach of these terms.

13. Governing Law and Disputes

These terms are governed by the laws of the State of Florida. Any dispute relating to these terms will be resolved in the state or federal courts located in Miami-Dade County, Florida.

14. Changes to These Terms

We may update these terms. We will post the new version here and change the Effective Date above. Continuing to use our website or services after an update means you accept it.

15. Contact Us