Miami-based commercial finance brokerage
One conversation. 100+ lender partners. No impact on your credit score to pre-qualify.
SBA Loans, Bank Loans
24-48 Hour Funding, Minimal Stipulations, Unsecured Financing, Flexible Terms & Rates
New & Used, Private Party Sales
SBA lending refers to government-backed loans provided by the U.S. Small Business Administration (SBA) to help small businesses secure funding with favorable terms
Cash on hand, when you need it. Revolving line. Borrow + Repay with flexible rates & terms.
Payment processing solutions with your business in mind
Start building a credit history with every dollar your business spends.
M&A can help companies expand their market share, gain access to new technologies or resources, and achieve economies of scale.
Also see: SBA 504 Loans · Miami Business Loans · All Services
Qualifies borrowers based on the property’s income rather than personal income, using rental cash flow to determine eligibility.
Short-term financing solution that provides immediate cash flow to “bridge the gap” between buying a new property and selling or refinancing an existing one.
A fix and flip loan is a short-term real estate loan designed to fund the purchase and renovation of a property with the goal of quickly reselling it for a profit.
Mortgage used to finance the purchase or refinance of a property, with residential loans covering homes and multi-family properties, and commercial loans designed for income-producing properties like offices, retail, or mixed-use buildings.
Getting funded with Flexcap Solutions is easy. We will ask you a few questions to make sure we can fund you. If we can, we will send you an application and set up a call with you to discuss what would be the best option for you.
Flexcap Solutions is a Miami-based commercial finance brokerage that has funded more than $100 million for U.S. businesses through a network of 100+ lender partners.
Flexcap Solutions is a full-service commercial finance brokerage serving businesses across the United States from our home base in Brickell, Miami, with business lending available in Canada. Instead of offering one product from one lender, we compare options across a network of 100+ lender partners and help you choose the one that fits. Working capital is one of the most common reasons owners call us: money to cover payroll during a slow month, buy inventory before a busy season, replace a broken machine, take on a bigger contract, or simply keep a cushion in the bank.
We work with retail stores, restaurants and hospitality businesses, manufacturers, healthcare practices, technology companies, trucking and transportation fleets, construction contractors and service businesses. If your business has steady revenue, there is a good chance we can help you compare real options.
Every business is different, so we arrange several types of financing rather than one. We help you pick the one that fits the job:
We also help with merchant processing, corporate credit building and mergers and acquisitions. See all of our services or learn more about business loans in Miami.
Most businesses we fund have:
Depending on revenue and financial health, funding can reach up to $10 million. Credit matters, but it is not the only factor; we look at the whole business. Our guide to business funding requirements explains exactly what to prepare.
A commercial finance broker matches a business with lenders that fit its needs. Flexcap Solutions reviews what the money is for, how your revenue comes in and what payment your cash flow can carry, then compares options across 100+ lender partners so you see more than one offer.
It depends on your timeline and your business's profile. A bank can be a good fit for a strong, established company that can wait for a slower process. A broker gives you access to many lenders at once, including options a single bank does not offer, and helps you compare them side by side.
It depends on the product. Revenue-based funding often arrives in 24–48 hours after you accept an offer and sign. For equipment financing, credit responses range from same day to 3 business days, depending on the program. Loans take longer, and SBA products usually take the longest.
No. Pre-qualifying with Flexcap Solutions does not affect your personal or business credit. If you choose to move forward with a specific offer, the lender may do a full credit review at that stage.
Most businesses we work with have at least 6 months in business and at least $10,000 per month in revenue. Requirements vary by product, and credit is one factor among several. SBA and real estate programs have their own rules.
Revenue-based financing is a purchase of your future receivables, while a term loan is borrowed money. With revenue-based financing, the cost is set by a factor rate and the funding is based mostly on your sales. A term loan is a lump sum repaid with interest on a fixed schedule.
Yes. Flexcap Solutions is based in Miami and works with businesses nationwide, and our real estate programs are available in all 50 states.
Yes. Flexcap Solutions offers business lending in Canada as well as the United States. Real estate lending and equipment financing are available in the U.S. only.
Ready to see what financing your company qualifies for? Pre-qualify now with no impact to your credit, or call us at (888) 337-5557.
