Mergers & Acquisitions Advisory

Flexcap Solutions is a Miami-based commercial finance brokerage that has funded more than $100 million for U.S. businesses through a network of 100+ lender partners.

What is M&A advisory?

Mergers and acquisitions advisory helps a business plan, evaluate and finance the purchase, sale or combination of companies. Flexcap Solutions helps owners think through a deal and how to fund it, because M&A can expand market share, add new technologies or resources, and create economies of scale.

Who it's for

M&A may be worth exploring if you are:

An owner looking to grow by buying a competitor, supplier or complementary business
A buyer looking to acquire an established company
A partner buying out another owner's share
An owner starting to think about selling or planning an exit

Why companies pursue M&A

Companies usually pursue a deal for one or more of these reasons:

Market share. Buying a competitor or entering a new area can add customers faster than growing organically.
New capabilities. A deal can bring in technology, products, licenses or experienced staff.
Economies of scale. Combined operations can lower costs through shared purchasing and overhead.
Succession. A sale can give an owner a planned way to step back.

How it works with Flexcap

Start with the goal. We talk through what you want the deal to accomplish and what you can comfortably carry.
Look at the numbers. We review the business's financials and what those numbers can support.
Compare financing. We look at options across our 100+ lender partners.
Move toward closing. We work with you and your legal and tax advisors as the deal takes shape.

Your attorney and accountant remain essential to any transaction. We do not provide legal or tax advice.

How acquisitions are commonly financed

Most deals combine more than one source of money:

SBA 7(a) loans. The 7(a) program can be used to buy an existing business or a partner's share.
Business term loans. A lump sum repaid on a set schedule.
Seller financing. The seller carries part of the price as a note.
Buyer equity. Lenders generally expect the buyer to put in some of their own money.

What buyers should prepare

A lender will want to see both the buyer and the business being bought. It helps to gather:

The target company's tax returns and financial statements
A letter of intent or draft purchase agreement
Your personal financial statement and résumé
A plan for running the business after closing

Frequently asked questions

Can I use an SBA loan to buy a business?

Yes. The SBA 7(a) program can be used to buy an existing business or a partner's share. Eligibility depends on the buyer, the business and the deal, and lenders will review the company's cash flow closely.

What is due diligence?

Due diligence is the buyer's investigation of a business before closing. It typically covers financial records, contracts, customers, legal matters and operations, and your legal and tax advisors play a central role.

Do I need my own attorney and accountant?

Yes, you should have them. Flexcap Solutions can help with planning and financing, but legal and tax advice should come from your own advisors.

How is the value of a business determined?

A business's value usually comes from its earnings, assets, market and growth outlook. Buyers and sellers often work with an accountant or valuation professional, and lenders may require an independent valuation as part of financing the deal.

How long does an acquisition take?

Timing varies widely with the size of the deal, the financing and the due diligence involved. Having the company's financial records ready early is one of the best ways to avoid delays.

Do you work with businesses outside Florida?

Yes. Flexcap Solutions is based in Miami and works with businesses nationwide.

Talk through your deal

Considering a purchase, sale or partner buyout? Contact our team or call (888) 337-5557. To see your financing options, pre-qualify online with no impact to your personal or business credit.

Pre-Qualify Now

Last updated: November 2026

Mergers and Acquisitions Advisory