Our Services
Introductory consultation
Looking to develop your business but not sure where to turn? Need help planning or executing your next project? Let us guide you. Any organization can move forward with small incremental changes, but building for the future in today’s rapidly evolving environment means taking bold chances and making insightful decisions.
Strategic planning session
We examine what organizations are doing to stay relevant and competitive in this fast-paced world, and which ones are doing it best. We then strategize using smart tools and global resources in order to understand the implications of every choice our clients can make. Get in touch to learn more about how this service can help you.
Branding & positioning analysis
With years of experience, our staff has the capabilities and expertise to take your business to the next level. At FlexCap Solutions, we combine our insights and skills to transform your processes and strategies, and in turn, your company. We’re proud to help shape and improve how our clients structure and manage their business.
Business management & consulting
Looking to improve your business’ efficiency, growth and profit? With our sophisticated platform we aggregate data, thoroughly analyze financials and provide a valuable plan to integrate into the business immediately. Our firm has the knowledge, skill and expertise to consult top management in their firm to strategically plan and implement our strategies to expand and grow in their niche marketplace.
Working capital solutions
Working capital is the lifeblood of your business. This measure lets you test your ability to pay your short-term debts while planning ahead for growth or busy periods. It also identifies cash shortages and helps you pinpoint where your cash is tied up. Working capital loans offer one solution to this dilemma.
What Does Working Capital Tell You About Your Business?
Working Capital is commonly used to evaluate the long or short-term health of a business.
Here is the calculation:
Working Capital = Current Assets – Current Liabilities
Current assets consist of cash, inventory, investments, accounts receivable and other liquid assets you can convert to cash quickly. Current liabilities include debts and obligations due in under a year, and they include accounts payable, short-term debts and long-term debt pay downs due within a year. Ideally, current assets are greater than current liabilities, resulting in a positive working capital calculation. This signifies that the company has the resources to meet its short-term responsibilities.
How can working capital
work for your business?
When you have sufficient working capital, you can use it to grow the business rather than merely staying ahead of your loans and other obligations.
Here are some of the most common uses of working capital loans and reserves:
- Purchase inventory before the busy season in your industry
- Hire additional staff in time to train them before business picks up
- Help you pay your taxes without depleting your working capital.
- Adding equipment and technology to your business to increase productivity and overall performance
- Having adequate working capital benefits businesses in many ways. First, it ensures you’ll be able to continue operating without interruption. That’s because having enough working capital guarantees that you won’t run out of cash in the short-term.
- Paying for supplies or raw materials and meeting payroll are non-negotiable operating expenses, so having sufficient capital helps you maintain the reputation and goodwill of your company.
- You need sufficient capital to buy in bulk so that you’re eligible for discounts. It also ensures that you can ramp up quickly if sales pick up suddenly. The alternative is leaving money on the table and losing valuable opportunities. Sometimes, the best solution to a cash crunch is to shop around for short-term working capital loans.